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    Reading the Credit Report

    A credit report is a list of the factors contributing to your credit score. Your credit score is a number or a grade assigned to you that quantifies your ability to use and pay back credit.

    To read your credit report in Plus, click on Credit Report in the top-right corner of the screen.

    The report gives you a credit score grade and its brief description. It also gives you a couple of tips to improve your score and get it into the green.